Terms of use
Preview status: These terms are a structural draft requiring review by SourcePoint's legal and compliance counsel before production launch.
Marketplace role
SourcePoint Capital is not a direct lender. It may act as a commercial-finance marketplace or broker and may connect business applicants with third-party financing providers. Providers make independent underwriting, approval, pricing, and funding decisions.
No guarantee
Submitting information does not guarantee approval, availability, terms, rates, or timing. Website illustrations, calculators, and educational materials are not offers, commitments, financial advice, or personalized recommendations.
Business-purpose use
The service is intended for lawful business-purpose financing inquiries. Users must provide accurate information and have authority to act for the business identified in an application.
Third-party providers
Financing agreements are between the applicant and the applicable provider. Users should verify the provider, review all documents, and understand net proceeds, total repayment, fees, payment frequency, collateral, guarantees, credit inquiries, data permissions, and default terms.
Acceptable use
Users may not submit false information, impersonate others, interfere with security, attempt unauthorized access, scrape protected systems, transmit malicious code, or use the service unlawfully.
Intellectual property
The website, design, text, software, branding, and related materials are protected by applicable intellectual-property laws. Limited personal and internal business use does not grant ownership or permission to reproduce the service.
Disclaimers and limitations
The final terms must include counsel-approved warranties, limitations of liability, indemnification, governing law, dispute resolution, electronic communications, and jurisdiction-specific provisions based on the verified legal entity and operating model.
Changes and contact
Verified entity information, contact details, effective date, and change-notification process must be inserted before launch.