Put revenue-producing equipment to work sooner
Compare financing for machinery, commercial vehicles, medical equipment, technology, and essential business assets.
Equipment financing is designed around a specific business asset. The equipment may help support the financing decision and can often serve as collateral for the obligation.
SourcePoint does not make a one-size-fits-all recommendation. The marketplace profile should be evaluated against the business's operating history, cash flow, purpose, requested amount, and the economics of available providers.
Acquire essential equipment without a large upfront cash outlay
Document the expected timing, cost, and measurable business result before choosing a structure.
Align repayment with the asset's useful life
Document the expected timing, cost, and measurable business result before choosing a structure.
Upgrade capacity, safety, or efficiency
Document the expected timing, cost, and measurable business result before choosing a structure.
Contractors and construction firms
A potential fit still requires provider-specific underwriting and a sustainable repayment plan.
Healthcare and dental practices
A potential fit still requires provider-specific underwriting and a sustainable repayment plan.
Transportation, manufacturing, and service businesses
A potential fit still requires provider-specific underwriting and a sustainable repayment plan.
New versus used equipment eligibility
Request written terms and compare this factor before accepting any financing.
Down payment and documentation requirements
Request written terms and compare this factor before accepting any financing.
Ownership, lien, and end-of-term terms
Request written terms and compare this factor before accepting any financing.
Compare adjacent capital structures.
Business Term Loans
Compare fixed-term business financing for expansion, hiring, renovations, inventory, and other planned investments.
Business Lines of Credit
Explore revolving business credit for payroll timing, inventory cycles, project costs, and unexpected opportunities.
Working Capital
Compare short- and medium-term funding for inventory, staffing, marketing, repairs, and operating expenses.
Questions about equipment financing.
Commercial financing is consequential. Review provider-specific disclosures and seek qualified professional advice when appropriate.
01Can used equipment be financed?+
Often yes, depending on equipment age, condition, useful life, seller documentation, and the lender's program.
02Is equipment financing the same as leasing?+
No. Financing generally leads to ownership after repayment, while a lease grants use under specific end-of-term options. Tax and accounting treatment can differ.
03Can installation or soft costs be included?+
Some programs may include delivery, installation, training, or related costs. Eligibility depends on the lender and transaction structure.
See whether equipment financing belongs in your capital plan.
Build a structured capital brief and explore potential paths through the SourcePoint marketplace.
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