Model the payment before you pursue the approval.

Use educational tools to estimate cash-flow impact and identify structures worth researching. Actual commercial-finance economics can differ materially.

Payment model

Illustrative business-loan calculator.

This uses standard amortization. Some commercial products use factor rates, fees, daily remittances, or other structures that require a different comparison.

Funding amount$75,000Illustrative annual rate12%Repayment term36 months

Illustrative payment

$2,491/ month

Principal$75,000

Estimated financing cost$14,679

Estimated total repayment$89,679

This calculator uses a standard amortization formula. Actual commercial financing may use different fee and repayment structures.

Capital navigator

Build your funding brief

01 / 02

Target amount$75,000

$10K$250K

Primary use

Potential starting pointBusiness term loan

Fund a defined growth plan with a predictable repayment structure.

Illustrative 36-mo. payment*$2,333/mo

Compare my options ↗Understand this option →

*Illustration only; assumes 12% total financing cost over 36 months. Not an offer, rate quote, or approval.

Next decision point

Turn the funding need into a clear comparison.

Build a structured capital brief and explore potential paths through the SourcePoint marketplace.

Start application ↗